Qardhul Hasan Financing: Study on the Pattern of Legal Relationships in the Sharia Savings and Loans Cooperative (KSPPS) in Karanganyar Regency

  • Kelik Wardiono Universitas Muhammadiyah Surakarta
  • Wardah Yuspin Universitas Muhammadiyah Surakarta
  • Juliyatmono Juliyatmono Universitas Muhammadiyah Surakarta
  • Arief Budiono Professor of Law, Universitas Muhammadiyah Surakarta
Keywords: Qardhul Hasan; KSPPS; Patterns of Legal Relations

Abstract

This study aims to describe the pattern of legal relationships that occur in financing activities through qardhul hasan in the Sharia Savings and Loans Cooperative (KSPPS) located in Karanganyar Regency, based on the doctrinal (normative) approach method which prioritizes secondary data and analysis based on deductive logic. Based on the results of the research and discussion conducted, it was found that the norms used to regulate legal subjects, legal objects, rights and obligations of recipients of financing, KSPPS rights, Submission of Collateral, breach of contract, legal remedies and dispute resolution in general were in accordance with the norms -applicable norms and MUI DSN fatwas, although in some parts there are some things that are not in accordance with positive law and MUI DSN fatwas.

Author Biographies

Kelik Wardiono, Universitas Muhammadiyah Surakarta

Professor of Law

Wardah Yuspin, Universitas Muhammadiyah Surakarta

Associate Professors

Juliyatmono Juliyatmono, Universitas Muhammadiyah Surakarta

Student

Published
2022-07-19
How to Cite
Wardiono, K., Yuspin, W., Juliyatmono, J., & Budiono, A. (2022). Qardhul Hasan Financing: Study on the Pattern of Legal Relationships in the Sharia Savings and Loans Cooperative (KSPPS) in Karanganyar Regency. International Journal of Social Science Research and Review, 5(7), 142-166. https://doi.org/10.47814/ijssrr.v5i7.424