Evaluate the Achievement of Microfinance Initiatives in Empowering Women to Overcome Climate Change-Related Difficulties

  • Pakhshan M R Palani Department of Accounting, Technical College of Administration, Sulaimani Polytechnic University, Iraq
  • Kochar Samad Mohammed Department of Petroleum and Energy, Technical College of Engineering, Sulaimani Polytechnic University, Iraq
  • Shazhir Mohammed Ali Rasul Department of Petroleum and Energy, Technical College of Engineering, Sulaimani Polytechnic University, Iraq
  • Sumaia Muhammad Raheem Agribusiness and Rural Development Department, University of Sulaimani, Iraq
  • Kamaran Qader Yaqub Department of Accounting, Technical College of Administration, Sulaimani Polytechnic University, Iraq
  • Ali Mohammed Salih Department of Petroleum and Energy, Technical College of Engineering, Sulaimani Polytechnic University, Iraq
  • Solin Jawhar Mohammed Sdiq Food Science & Quality Control Department, Halabja Technichal College, Sulaimani Polytechnic University, Iraq
  • Ivan Kamal Hamasalih Department of Petroleum and Energy, Technical College of Engineering, Sulaimani Polytechnic University, Iraq
Keywords: Green Microfinance; Women Empowerment; Socio-Economic; Sustainable Development; Climate-Economy Interaction

Abstract

In this paper we assess the efficacy of various microfinance initiatives in allowing women to adapt to and overcome the challenges of climate change across three countries which are India, Bangladesh and Peru. The study analyses how, in selected countries, microfinance programs have enabled women living in these vulnerable regions to adapt to the effects of climate change through financial support, skills development, and access to resources by critically exploring various case studies and empirical data. The study also explores the wider socio-economic impacts of these projects, such as better livelihoods, more decision-making power, and greater resilience to environmental variability. The paper recognizes important milestones while also noting challenges to the full realization of micro-finance in climate change adaptation, including limited access to larger capital, iniquities of gender and sustainability concerns. Finally, policy suggestions are made for how to improve microfinance to increase the effectiveness of women's empowerment in meeting the challenges of climate change.

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Published
2025-04-03
How to Cite
Palani, P., Mohammed, K. S., Ali Rasul, S. M., Muhammad Raheem, S., Yaqub, K. Q., Salih, A. M., Mohammed Sdiq, S. J., & Hamasalih, I. K. (2025). Evaluate the Achievement of Microfinance Initiatives in Empowering Women to Overcome Climate Change-Related Difficulties. International Journal of Social Science Research and Review, 8(4), 37-51. https://doi.org/10.47814/ijssrr.v8i4.2601