The Criminal Liability for Perpetrators of Falsifying Online Loan Identity Documents

Abstract

Many business collaborations are carried out by business actors in the form of contracts or agreements made in writing. This loan provider is a financial service provider institution that operates online with the help of information technology. Criminal law regulations regarding the criminal act of manipulating electronic documents so that they can be considered as authentic data refer to article 35 of the ITE Law. The application of criminal law (criminal law application) is one of the efforts to overcome crime. The approach method used in this study is normative juridical, which is carried out by means of literature research. Article 35 of the ITE Law is more appropriate to be imposed on the crime than article 263 of the Criminal Code. Efforts to combat crime need to be taken with a policy approach before criminal efforts.